These are the options for better returns in the year 2024, you can invest Rs 5 lakh in these places - Newztezz Online

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Friday, January 19, 2024

These are the options for better returns in the year 2024, you can invest Rs 5 lakh in these places

Only two weeks have passed in the new year and the market has already reached new highs, it is believed that the prices of small and midcaps have become very high, due to which investors are avoiding investing more in equities. In such a situation, the question is arising that where should investors invest their money now in 2024? This story is about this.

If you are worried about the ongoing rise in the market that the market may suddenly crash in the future and you have just invested money in it, then what will happen? Ever since the market has started making new highs every day, small investors have started worrying about whether it is safe to invest right now or not. In today's story we are going to answer all these questions of yours. We will also tell you where you can invest if you have Rs 4-5 lakh.

Invest your money like this

Some experts say that at this time, a major part of such a huge amount should be invested in large-cap mutual funds, while the remaining should be allocated in debt securities. The logic behind investing in large-cap funds is that their value is still not high, whereas investing in debt funds should be done for the long term, as interest rates are at their peak and money is locked in FDs and other loan securities like It is recommended to do so. In the news published on Livemint, he says that this investment should be divided between 70 percent and 30 percent. That means, Rs 3.5 lakh should be invested in large-cap funds and the remaining Rs 1.5 lakh should be invested in debt securities.

'Buy right and sit back!'

Some experts say that one should invest 70 percent in large-cap stocks, as they are not overvalued yet. One should invest in growth stocks, as value stocks are already too expensive. He says that the remaining money can be allocated in a dynamic bond fund with a tenure of 2-3 years. Experts also say that the investment decision depends on the period of investment, i.e. whether the investment is to be made for short term or long term. If your financial goals are still far away, it is advisable not to fall prey to short-term volatility. Invest for the long term.

'Buy right and sit back!' This adage works for long-term investors. Conversely when you want to take advantage of short-term volatility and you have some capital to invest, you should be careful where you invest now.

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