If you want to get pension after 1 year, then invest in this plan of LIC, you will get 8 thousand every month - Newztezz - Latest News Today, Breaking News, Top News Headlines, Latest Sports News


Friday, September 8, 2023

If you want to get pension after 1 year, then invest in this plan of LIC, you will get 8 thousand every month

LIC gives 6 to 14 percent interest to its customers under its New Jeevan Shanti Scheme. At the same time, 4 options are also given to get pension in this. Monthly, Quarterly, Half yearly and Yearly. You can select any of these four options as per your wish.

Everyone wants his old age to be well spent. For this, some people make some fixed deposits during their youth, so that this money becomes their support in old age. At the same time, many people invest their earnings in the pension scheme. So that, after the age of 60 years, they continue to get a fixed amount every month as pension, so that they can meet their needs. If you are planning to invest in a pension scheme, then LIC's Jeevan Shanti plan can prove to be a better option for you.

The specialty of this scheme is that you do not need to invest again and again every month or year. You will get away from the worry of pension by making a lump sum investment. So let's know about the features and terms and conditions of the policy related to LIC's New Jeevan Shanti plan.

Pension can be taken even after 1 year

LIC has launched the New Jeevan Shanti Plan keeping the elderly in mind. Its biggest feature is that it is a deferred annuity plan. That means, the pension amount is decided at the time of investing in it. Then after a certain time, pension starts coming every month. If you want, you can withdraw pension even after 1 year.

Both husband and wife will get pension

The biggest feature of LIC's New Jeevan Shanti Scheme is that any person between the age of 30 years to 79 years can invest in it. No maximum limit of investment has been fixed in this. You invest as much as you want at one go. Since it is a deferred annuity scheme. Therefore, pension starts getting after a period of 1 to 12 years of investment. The biggest feature of this scheme is that it has the facility to get pension in both single life and joint life. This means that you can buy a new Jeevan Shanti plan in your name as well as in your wife's name. After this both husband and wife will get pension.

Lump sum deposit of Rs 11 lakh

Suppose you are 55 years old and you make a lump sum deposit of Rs 11 lakh in New Jeevan Shanti Yojana. Whereas, after 5 years you will turn 60 years old. If you want to get pension from this age, then you will get more than Rs 1 lakh pension every year. If you want this half yearly pension then you will get Rs 49911. Similarly, you will get quarterly pension of Rs 24701 and monthly pension of Rs 8149. The minimum investment in this policy is Rs 1.50 lakh, while there is no limit for the maximum.

No comments:

Post a Comment