Lifelong pension will continue to be available, these are the benefits of this special government scheme - Newztezz Online

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Wednesday, November 2, 2022

Lifelong pension will continue to be available, these are the benefits of this special government scheme

Atal Pension Yojana: If you are 18 years old and want a pension of 1000 rupees every month, then you have to pay only 42 rupees per month. If you want to get a pension of Rs 5000 per month, then Rs 210 will have to be paid as premium every month.

Atal Pension Scheme: If you want to take advantage of lifelong pension, then you will be able to easily take advantage of lifelong pension by investing in this scheme of the government . For this Atal Pension Yojana is a popular scheme of the central government. It was started by Prime Minister Narendra Modi on 1 June 2015. Under this, after the age of 60 years of the beneficiaries, pension is available from Rs 1,000 to Rs 5,000 every month. In this, the amount of pension is decided according to the investment and age of the beneficiary. Any Indian person can take advantage of Atal Pension Yojana. Only people in the age group of 18 to 40 years can take advantage of the scheme. People below 18 years of age cannot register in it.

To take advantage of this scheme, you must have a post office account or a bank account. It is also necessary to link the bank account with Aadhaar. But the government has changed its rules. If you pay tax then you will not be able to take advantage of this scheme. In fact, the scheme was started by the Modi government with the aim of providing social security to the people working in the unorganized sector. Last year more than 99 lakh Atal Pension accounts were opened. By March 2022, this figure has reached 4.01 crore.

How much installment

The installment is very less in this plan. If you are 18 years old and want a pension of 1000 rupees every month, then you have to pay only 42 rupees per month. If you want to get a pension of Rs 5000 per month, then Rs 210 will have to be paid as premium every month. The higher the age, the higher will be the premium. When you reach 60 years of age, you will continue to get pension every month. In the event of the death of the beneficiary, the spouse will continue to receive the full amount every month. If both husband and wife die, then the entire corpus of the scheme will be given to the children.

How to join the scheme

To take advantage of Atal Pension Yojana, you must have a bank account or post office account. This bank account should be linked with your Aadhar card. When you apply online or offline for Atal Pension Yojana, you will have to give your Aadhaar number. Along with the Aadhaar number, you will also have to provide your bank account details, so that every month its premium is automatically deducted from your account. Along with this, you must have a mobile number. Your identity card is also required so that your address can be verified. Let us tell you that from the bank where you have an account, you can take the form of Atal Pension Yojana. Fill it and deposit it in the bank. After this your account will be started and premium will be deducted every month or annually and you will start getting pension as soon as you start 60 years of age. 

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