If the smallest savings made every month is invested at the right place, then it can bring you great returns in the coming days. In such a policy of LIC, which is called Life Benefit, you can make millions by investing less than one thousand rupees every month. Not only this, there is also the benefit of the death claim, which keeps the future of the family safe.
Who can invest
In this policy of LIC, people from 8 years old to 54 years old can invest. If a 54-year-old person takes this policy, then the maximum policy term for him will be 21 years. At the same time, for the policy term of 25 years, the maximum age limit of the policy holder should be 50 years.
Special features related to policy
There is a minimum sum assured of Rs 2 lakh, while there is no limit on the maximum sum assured. The policy period will be for three periods, which include 16 years, 21 years and 25 years. In this case, you will have to pay premium for 10, 15 and 16 years. You also get Accidental Death and Disability, Accident Benefit, New Term Assurance and New Critical Illness Rider Benefit under the Jeevan Benefit Policy. That is, if you die or become crippled after taking the policy, then you will get financial help.
How will it benefit
If you are 30 years old and you take a sum assured of Rs 2 lakh, then the term of the policy will be 25 years. Whose premium you have to pay for 16 years. If you pay about 800 rupees every month, then your total payment will be about 1 lakh 53 thousand. In this, you will get a bonus of 47 rupees per 1000 rupees. This will bring your total bonus amount to 2.35 lakhs. Additional bonus will also be available on the same maturity. It will be given 450 rupees per thousand rupees. In this way you will get about 5.25 lakh rupees on maturity.
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