Insurance is available on gas cylinder! If it explodes, who will compensate, know what is the rule - Newztezz Online

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Tuesday, March 21, 2023

Insurance is available on gas cylinder! If it explodes, who will compensate, know what is the rule

What will you do if knowingly or unknowingly any gas cylinder accident happens in your house or in your acquaintance? Is there compensation for such accidents? Let us tell you how you are insured while taking LPG connection and how you can claim it.

If you have LPG connection, then this news can prove to be useful for you. While using the gas cylinder, you should keep some things in mind. What will you do if knowingly or unknowingly any gas cylinder accident happens in your house or in your acquaintance ? Is there compensation for such accidents? Can you get compensation from the oil company? Many such questions must be echoing in your mind. Let me tell you, when you take LPG connection, you get insured at the same time. This is called LPG insurance cover policy.

In view of the recent cylinder accident, it is important for the customers to know which insurance cover they are entitled to. Oil companies like Indian Oil, Hindustan Petroleum and Bharat Petroleum work to provide relief in cylinder accidents through OMCs. For this, it is necessary for the customers to get insurance while registering for the cylinder.

Who gives insurance?

Accident cover of Rs 40 lakh is available from the government for accidents caused by cylinders. But, petroleum companies also give you personal accident cover under certain rules. Petroleum companies have a partnership with insurance companies for this insurance.

Accidental 40, 50 lakh insurance cover on death

Let us tell you, in LPG insurance cover, you are insured up to Rs 50 lakh. In any accident caused due to gas cylinder, there is loss of life and property. In this case, accidental insurance of Rs 40 lakh is available with LPG connection. If someone dies in the accident, then in such a case an insurance cover of up to Rs 50 lakh is available. However, there is a condition in this that only the person in whose name the cylinder is named gets the insurance amount.

Claim insurance like this

You can claim insurance cover under LPG insurance policy. To claim insurance, you can get complete information by visiting the government website (https://www.mylpg.in/docs/Public_Liability_Insurance_policies_for_accidents_involvin_LPG.pdf).

These are the conditions for the claim

You will have to inform your distributor and the nearest police station within 30 days of the cylinder accident. For this you will also have to give a copy of the FIR. Along with the copy of FIR, medical receipt, hospital bill, postmortem report and death certificate will also have to be given in case of death. After which the oil company itself will file your claim and give you compensation.

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